|
| The rates are effective as of November 20, 2009 |
| APY - Annual
Percentage Yield |
| Term |
Standard |
Relationship |
| Interest Rate |
APY |
Interest Rate |
APY |
| 9 month |
N/A |
N/A |
1.00% |
1.00% |
| 15 month |
N/A |
N/A |
1.29% |
1.30% |
| CERTIFICATE RATES |
| 3 month |
0.40% |
0.40% |
0.65% |
0.65% |
| 6 month |
0.60% |
0.60% |
0.85% |
0.85% |
| 6 month
tax deferred |
0.70% |
0.70% |
0.95% |
0.95% |
| 12 month |
0.90% |
0.90% |
1.14% |
1.15% |
| 12 month
tax deferred |
1.00% |
1.00% |
1.25% |
1.25% |
| 24 month |
1.34% |
1.35% |
1.59% |
1.60% |
| 36 month |
1.88% |
1.90% |
2.13% |
2.15% |
| 48 month |
2.13% |
2.15% |
2.37% |
2.40% |
| 60 month |
2.71% |
2.75% |
2.96% |
3.00% |
| The
minimum amount to open a CD account and obtain the APY is $500.00.
Terms and rates are subject to change without notice. A penalty may be
imposed for early withdrawal. Other fees and terms may apply. Fees may affect earnings. |
| JUMBO* CERTIFICATE RATES |
| 3 month Jumbo |
0.50% |
0.50% |
0.75% |
0.75% |
| 6 month Jumbo |
0.70% |
0.70% |
0.95% |
0.95% |
| 12 month Jumbo |
1.00% |
1.00% |
1.24% |
1.25% |
| 24 month Jumbo |
1.44% |
1.45% |
1.69% |
1.70% |
| 60 month Jumbo |
2.71% |
2.75% |
3.05% |
3.10% |
| *The minimum amount to open a Jumbo CD
account and obtain the APY is $100,000.
Certificates opened with less than a $100,000 balance do not
automatically upgrade or renew at the Jumbo CD rate if the balance exceeds
$100,000 during the term of the CD.
Terms and rates are subject to change without notice. A penalty may be
imposed for early withdrawal. Other fees and terms may apply. Fees may affect earnings. |
| Ask us about our IRA, Jumbo or other CD alternatives. |
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|
| ALL RATES ARE
SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE |
| CHELSEA GROTON BANK D
E P O S I T R A T E S |
|
| The rates are effective as of November 20, 2009 |
| APY - Annual
Percentage Yield |
| SAVINGS and CHECKING RATES |
| |
Balances |
Standard |
Relationship |
| |
Interest Rate |
APY |
Interest Rate |
APY |
| Statement and Passbook Savings |
$25 - 4,999 |
0.05% |
0.05% |
0.10% |
0.10% |
| $5,000 - 24,999 |
0.05% |
0.05% |
0.20% |
0.20% |
| $25,000 - $49,999 |
0.10% |
0.10% |
0.30% |
0.30% |
| $50,000 - $99,999 |
0.10% |
0.10% |
0.30% |
0.30% |
| $100,000-$249,999 |
0.10% |
0.10% |
0.30% |
0.30% |
| $250,000-$499,999 |
0.10% |
0.10% |
0.30% |
0.30% |
| $500,000 & Over |
0.10% |
0.10% |
0.30% |
0.30% |
| Relationship
Checking |
|
|
|
|
|
| $25 - 4,999 |
N/A |
N/A |
0.10% |
0.10% |
| $5,000 & Over |
N/A |
N/A |
0.10% |
0.10% |
| 50 Plus Checking |
$25 - $2,499 |
0.05% |
0.05% |
N/A |
N/A |
| $2,500 - $4,999 |
0.05% |
0.05% |
N/A |
N/A |
| $5,000 - $39,999 |
0.05% |
0.05% |
N/A |
N/A |
| $40,000 - $999,999 |
0.05% |
0.05% |
N/A |
N/A |
| Christmas Clubs |
$1.00 - $999,999 |
0.05% |
0.05% |
N/A |
N/A |
| Minimum to
open Christmas Club & Earn APY
$1.00. |
| School Savings |
|
0.05% |
0.05% |
N/A |
N/A |
| Minimum to earn APY for the School Savings
account is $25.00. |
| Money Market (Compounded Monthly) $5000.00
Minimum to open |
$25-4,999 |
0.05% |
0.05% |
0.20% |
0.20% |
| $5,000-24,999 |
0.20% |
0.20% |
0.50% |
0.50% |
| $25,000-49,999 |
0.25% |
0.25% |
0.75% |
0.75% |
| $50,000-99,999 |
0.25% |
0.25% |
0.80% |
0.80% |
| $100,000-249,999 |
0.40% |
0.40% |
0.85% |
0.85% |
| $250,000-499,999 |
0.55% |
0.55% |
0.95% |
0.95% |
| $500,000 & Over |
0.75% |
0.75% |
0.95% |
0.95% |
| IRA Statement |
$25-4,999 |
0.05% |
0.05% |
N/A |
N/A |
| $5,000-24,999 |
0.05% |
0.05% |
N/A |
N/A |
| $25,000 & Over |
0.10% |
0.10% |
N/A |
N/A |
| Municipal & Non-Profit Sweeps |
$25-99,999 |
0.15% |
0.15% |
N/A |
N/A |
| $100,000-249,999 |
0.95% |
0.95% |
N/A |
N/A |
| $250,000 & Over |
1.04% |
1.05% |
N/A |
N/A |
|
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|
|
| Terms
and rates are subject to change without notice. Fees may affect earnings. |
|
| ALL RATES
ARE SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE. |
|
|
|
|
|
| CHELSEA GROTON BANK D
E P O S I T R A T E S |
|
| The rates are effective as of November 20, 2009 |
| APY - Annual
Percentage Yield |
| COMMERCIAL CHECKING and SAVINGS |
| Commercial Statement Savings |
$25-4,999 |
0.05% |
0.05% |
N/A |
N/A |
| $5,000-24,999 |
0.05% |
0.05% |
N/A |
N/A |
| $25,000 & Over |
0.10% |
0.10% |
N/A |
N/A |
| Commercial
Checking |
Earnings Credit |
1.50% |
N/A |
N/A |
N/A |
| Commercial Money Market $5000.00 Minimum to open |
$25-4,999 |
0.05% |
0.05% |
N/A |
N/A |
| $5,000-24,999 |
0.20% |
0.20% |
N/A |
N/A |
| $25,000-49,999 |
0.25% |
0.25% |
N/A |
N/A |
| $50,000-99,999 |
0.25% |
0.25% |
N/A |
N/A |
| $100,000-249,999 |
0.40% |
0.40% |
N/A |
N/A |
| $250,000-499,999 |
0.55% |
0.55% |
N/A |
N/A |
| $500,000 & Over |
0.75% |
0.75% |
N/A |
N/A |
| Commercial Money Market -
Plus (Requires Operating
Checking Account) $5000.00 minimum to open |
$25-4,999 |
0.20% |
0.20% |
N/A |
N/A |
| $5,000-24,999 |
0.50% |
0.50% |
N/A |
N/A |
| $25,000-49,999 |
0.75% |
0.75% |
N/A |
N/A |
| $50,000-99,999 |
0.80% |
0.80% |
N/A |
N/A |
| $100,000-249,999 |
0.85% |
0.85% |
N/A |
N/A |
| $250,000-499,999 |
0.95% |
0.95% |
N/A |
N/A |
| $500,000 & Over |
0.95% |
0.95% |
N/A |
N/A |
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| ALL RATES ARE
SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE |
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