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| The rates are effective as of February 2, 2012 |
|
| APY - Annual
Percentage Yield |
|
| Term |
Standard |
Municipal |
Relationship |
|
| |
Interest Rate |
APY |
Interest Rate |
APY |
Interest Rate |
APY |
|
| 15 month Bump
Up** |
N/A |
N/A |
0.60% |
0.60% |
0.60% |
0.60% |
|
| **Your interest rate and annual percentage yield
may change if you elect to exercise your rate bump-up option. You may change the rate once during the
initial term of your account. The new
rate will be the one in effect on Chelsea Groton Bank’s 12 month certificate
on the day you exercise your option.
The new rate will be in effect from the day you exercise your option
until the maturity date of the account |
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| CERTIFICATE RATES |
|
| 3 month |
0.05% |
0.05% |
0.20% |
0.20% |
0.20% |
0.20% |
|
| 3 month tax deferred |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
|
| 6 month |
0.10% |
0.10% |
0.25% |
0.25% |
0.25% |
0.25% |
|
| 6 month tax deferred |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
|
| 12 month |
0.25% |
0.25% |
0.45% |
0.45% |
0.50% |
0.50% |
|
| 12 month tax deferred |
0.30% |
0.30% |
N/A |
N/A |
0.55% |
0.55% |
|
| 24 month |
0.65% |
0.65% |
0.80% |
0.80% |
0.90% |
0.90% |
|
| 36 month |
1.04% |
1.05% |
1.09% |
1.10% |
1.29% |
1.30% |
|
|
| 48 month |
1.24% |
1.25% |
1.34% |
1.35% |
1.49% |
1.50% |
|
| 60 month |
1.59% |
1.60% |
1.59% |
1.60% |
1.83% |
1.85% |
|
| The
minimum amount to open a CD account and obtain the APY is $500.00.
Terms and rates are subject to change without notice. A penalty may be
imposed for early withdrawal. Other fees and terms may apply. Fees may affect earnings. |
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| Ask us about our IRA or other CD alternatives. |
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| CHELSEA GROTON BANK D
E P O S I T R A T E S |
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|
| The rates are effective as of February 2, 2012 |
|
| APY - Annual
Percentage Yield |
|
| SAVINGS and CHECKING RATES |
|
| |
Balances |
Standard |
Relationship |
|
|
| |
Interest Rate |
APY |
Interest Rate |
APY |
|
|
| Statement and Passbook Savings $25 minimum to open |
$25 - 4,999 |
0.05% |
0.05% |
0.05% |
0.05% |
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|
| $5,000 - 24,999 |
0.05% |
0.05% |
0.10% |
0.10% |
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| $25,000 - $49,999 |
0.05% |
0.05% |
0.10% |
0.10% |
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| $50,000 - $99,999 |
0.05% |
0.05% |
0.10% |
0.10% |
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|
| $100,000-$249,999 |
0.05% |
0.05% |
0.10% |
0.10% |
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| $250,000-$499,999 |
0.05% |
0.05% |
0.10% |
0.10% |
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| $500,000 & Over |
0.05% |
0.05% |
0.10% |
0.10% |
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|
| Relationship Checking $25
minimum to open |
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| $25 - 4,999 |
N/A |
N/A |
0.05% |
0.05% |
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| $5,000 & Over |
N/A |
N/A |
0.05% |
0.05% |
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| 50 Plus Checking $25
minimum to open |
$25 - $2,499 |
0.03% |
0.03% |
N/A |
N/A |
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| $2,500 - $4,999 |
0.03% |
0.03% |
N/A |
N/A |
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| $5,000 - $39,999 |
0.03% |
0.03% |
N/A |
N/A |
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| $40,000 - $999,999 |
0.03% |
0.03% |
N/A |
N/A |
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| Holiday/Vacation Club |
$1.00 - $999,999 |
0.05% |
0.05% |
N/A |
N/A |
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|
| Minimum
to open Holiday/Vacation Club &
Earn APY $1.00. |
|
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| School Savings |
|
0.05% |
0.05% |
N/A |
N/A |
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| Minimum to earn APY for the School Savings account is $25.00. |
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| Money Market (Compounded Monthly) $5000
Minimum to open |
$25-4,999 |
0.05% |
0.05% |
0.05% |
0.05% |
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| $5,000-24,999 |
0.05% |
0.05% |
0.05% |
0.05% |
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| $25,000-49,999 |
0.10% |
0.10% |
0.15% |
0.15% |
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| $50,000-99,999 |
0.10% |
0.10% |
0.15% |
0.15% |
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| $100,000-249,999 |
0.10% |
0.10% |
0.15% |
0.15% |
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| $250,000-499,999 |
0.10% |
0.10% |
0.15% |
0.15% |
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| $500,000 & Over |
0.10% |
0.10% |
0.15% |
0.15% |
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|
| IRA Statement |
$25-4,999 |
0.05% |
0.05% |
N/A |
N/A |
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| $5,000-24,999 |
0.05% |
0.05% |
N/A |
N/A |
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| $25,000 & Over |
0.10% |
0.10% |
N/A |
N/A |
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| Non-Profit
Sweeps |
$25-99,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $100,000-249,999 |
0.15% |
0.15% |
N/A |
N/A |
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| $250,000 & Over |
0.15% |
0.15% |
N/A |
N/A |
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|
| CHELSEA GROTON BANK D
E P O S I T R A T E S |
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|
| The rates are effective as of February 2, 2012 |
|
| APY - Annual
Percentage Yield |
|
| MUNICIPAL and COMMERCIAL CHECKING and SAVINGS |
|
| Municipal Money Market $5000 Minimum to open |
$25-4,999 |
0.05% |
0.05% |
N/A |
N/A |
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| $5,000-24,999 |
0.05% |
0.05% |
N/A |
N/A |
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| $25,000-49,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $50,000-99,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $100,000-249,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $250,000-499,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $500,000 & Over |
0.10% |
0.10% |
N/A |
N/A |
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| Municipal Sweeps |
$25-99,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $100,000-249,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $250,000 & Over |
0.10% |
0.10% |
N/A |
N/A |
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| Commercial Statement Savings |
$25-4,999 |
0.05% |
0.05% |
N/A |
N/A |
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| $5,000-24,999 |
0.05% |
0.05% |
N/A |
N/A |
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| $25,000 & Over |
0.05% |
0.05% |
N/A |
N/A |
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| Commercial
Checking |
Earnings Credit |
1.00% |
N/A |
N/A |
N/A |
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| Commercial
Checking with Interest |
$25-24,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $5,000-24,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $25,000-99,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $100,000-249,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $250,000-499,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $500,000-999,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $1,000,000-$999,999,999.99 |
0.10% |
0.10% |
N/A |
N/A |
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| Commercial Money Market $5000 Minimum to open |
$25-4,999 |
0.05% |
0.05% |
N/A |
N/A |
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| $5,000-24,999 |
0.05% |
0.05% |
N/A |
N/A |
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| $25,000-49,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $50,000-99,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $100,000-249,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $250,000-499,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $500,000 & Over |
0.10% |
0.10% |
N/A |
N/A |
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| Commercial Money Market -
Plus (Requires Operating
Checking Account) $5000 minimum to open |
$25-4,999 |
0.05% |
0.05% |
N/A |
N/A |
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| $5,000-24,999 |
0.05% |
0.05% |
N/A |
N/A |
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| $25,000-49,999 |
0.15% |
0.15% |
N/A |
N/A |
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| $50,000-99,999 |
0.15% |
0.15% |
N/A |
N/A |
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| $100,000-249,999 |
0.15% |
0.15% |
N/A |
N/A |
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| $250,000-499,999 |
0.15% |
0.15% |
N/A |
N/A |
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| $500,000 & Over |
0.15% |
0.15% |
N/A |
N/A |
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| Commercial Sweep |
$25-99,999 |
0.10% |
0.10% |
N/A |
N/A |
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| $100,000-249,999 |
0.15% |
0.15% |
N/A |
N/A |
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| $250,000 & Over |
0.15% |
0.15% |
N/A |
N/A |
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| ALL RATES
ARE SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE |
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| FEES MAY AFFECT EARNINGS |
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