|
| The rates are effective as of April 11, 2008 |
| APY - Annual
Percentage Yield |
| Term |
Standard |
Relationship |
| Interest Rate |
APY |
Interest Rate |
APY |
| 7 month |
N/A |
N/A |
2.48% |
2.50% |
| 11 month |
N/A |
N/A |
2.48% |
2.50% |
| 25 month Minimum $5,000 |
N/A |
N/A |
2.72% |
2.75% |
| CERTIFICATE RATES |
| 3 month |
0.75% |
0.75% |
1.49% |
1.50% |
| 6 month |
1.24% |
1.25% |
1.98% |
2.00% |
| 12 month |
1.49% |
1.50% |
2.23% |
2.25% |
| 24 month |
2.32% |
2.35% |
2.48% |
2.50% |
| 36 month |
1.98% |
2.00% |
2.72% |
2.75% |
| 48 month |
2.32% |
2.35% |
2.96% |
3.00% |
| 60 month |
2.48% |
2.50% |
3.21% |
3.25% |
| The
minimum amount to open a CD account and obtain the APY is $500.00, with the exception of the 25 month CD which requires a minimum
deposit of $5,000.00. Terms and rates are subject to change
without notice. A penalty may be imposed for early withdrawal. Other fees and
terms may apply. Fees may affect
earnings. |
| JUMBO* CERTIFICATE RATES |
| 3 month Jumbo |
0.90% |
0.90% |
1.64% |
1.65% |
| 6 month Jumbo |
1.39% |
1.40% |
2.13% |
2.15% |
| 12 month Jumbo |
1.64% |
1.65% |
2.37% |
2.40% |
| 24 month Jumbo |
2.47% |
2.50% |
2.63% |
2.65% |
| 60 month Jumbo |
N/A |
N/A |
3.33% |
3.35% |
| *The minimum amount to open a Jumbo CD
account and obtain the APY is $100,000.
Certificates opened with less than a $100,000 balance do not
automatically upgrade or renew at the Jumbo CD rate if the balance exceeds
$100,000 during the term of the CD.
Terms and rates are subject to change without notice. A penalty may be
imposed for early withdrawal. Other fees and terms may apply. Fees may affect earnings. |
| Ask us about our IRA, Jumbo or other CD alternatives. |
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| ALL RATES ARE
SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE |
| CHELSEA GROTON BANK D
E P O S I T R A T E S |
|
| The rates are effective as of April 11, 2008 |
| APY - Annual
Percentage Yield |
| SAVINGS and CHECKING RATES |
| |
Balances |
Standard |
Relationship |
| |
Interest Rate |
APY |
Interest Rate |
APY |
| Statement and Passbook Savings |
$25 - 4,999 |
0.15% |
0.15% |
0.40% |
0.40% |
| $5,000 - 24,999 |
0.30% |
0.30% |
0.50% |
0.50% |
| $25,000 - $49,999 |
0.40% |
0.40% |
0.65% |
0.65% |
| $50,000 - $99,999 |
0.40% |
0.40% |
0.65% |
0.65% |
| $100,000-$249,999 |
0.40% |
0.40% |
0.65% |
0.65% |
| $250,000-$499,999 |
0.40% |
0.40% |
1.25% |
1.25% |
| $500,000 & Over |
0.40% |
0.40% |
1.74% |
1.75% |
| Relationship
Checking |
$0-2,499 |
N/A |
N/A |
0.25% |
0.25% |
| $2,500 - 4,999 |
N/A |
N/A |
0.25% |
0.25% |
| $5,000 & Over |
N/A |
N/A |
0.25% |
0.25% |
| 50 Plus Checking |
$25 - $2,499 |
0.10% |
0.10% |
N/A |
N/A |
| $2,500 - $4,999 |
0.10% |
0.10% |
N/A |
N/A |
| $5,000 - $39,999 |
0.10% |
0.10% |
N/A |
N/A |
| $40,000 - $999,999 |
0.10% |
0.10% |
N/A |
N/A |
| Christmas Clubs |
$ .00 - $999,999 |
0.15% |
0.15% |
N/A |
N/A |
| Minimum to open Christmas Club is $1.00. Minimum
to earn interest for the Christmas Club is $25.00 |
| School Savings |
|
0.25% |
0.25% |
N/A |
N/A |
| Minimum to earn interest for the school savings
account is $25.00. |
| Money Market (Compounded Monthly) |
$25-4,999 |
0.10% |
0.10% |
0.50% |
0.50% |
| $5,000-24,999 |
0.50% |
0.50% |
0.99% |
1.00% |
| $25,000-49,999 |
0.65% |
0.65% |
1.98% |
2.00% |
| $50,000-99,999 |
0.65% |
0.65% |
1.98% |
2.00% |
| $100,000-249,999 |
0.95% |
0.95% |
2.08% |
2.10% |
| $250,000-499,999 |
1.09% |
1.10% |
2.18% |
2.20% |
| $500,000 & Over |
1.49% |
1.50% |
2.47% |
2.50% |
| IRA Statement |
$25-4,999 |
0.15% |
0.15% |
N/A |
N/A |
| $5,000-24,999 |
0.30% |
0.30% |
N/A |
N/A |
| $25,000 & Over |
0.40% |
0.40% |
N/A |
N/A |
| Municipal & Non-Profit Sweeps |
$25-99,999 |
0.45% |
0.45% |
N/A |
N/A |
| $100,000-249,999 |
1.98% |
2.00% |
N/A |
N/A |
| $250,000 & Over |
2.23% |
2.25% |
N/A |
N/A |
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| Terms
and rates are subject to change without notice. Fees may affect earnings. |
|
| ALL RATES
ARE SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE. |
|
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|
|
|
| CHELSEA GROTON BANK D
E P O S I T R A T E S |
|
| The rates are effective as of April 11, 2008 |
| APY - Annual
Percentage Yield |
| COMMERCIAL CHECKING and SAVINGS |
| Commercial Statement Savings |
$25-4,999 |
0.15% |
0.15% |
N/A |
N/A |
| $5,000-24,999 |
0.30% |
0.30% |
N/A |
N/A |
| $25,000 & Over |
0.40% |
0.40% |
N/A |
N/A |
| Commercial
Checking |
Earnings Credit |
1.50% |
N/A |
N/A |
N/A |
| Commercial Money Market |
$25-4,999 |
0.10% |
0.10% |
N/A |
N/A |
| $5,000-24,999 |
0.50% |
0.50% |
N/A |
N/A |
| $25,000-49,999 |
0.65% |
0.65% |
N/A |
N/A |
| $50,000-99,999 |
0.65% |
0.65% |
N/A |
N/A |
| $100,000-249,999 |
0.95% |
0.95% |
N/A |
N/A |
| $250,000-499,999 |
1.09% |
1.10% |
N/A |
N/A |
| $500,000 & Over |
1.49% |
1.50% |
N/A |
N/A |
| Commercial Money Market -
Plus (Requires Operating
Checking Account) |
$25-4,999 |
0.50% |
0.50% |
N/A |
N/A |
| $5,000-24,999 |
0.99% |
1.00% |
N/A |
N/A |
| $25,000-49,999 |
1.98% |
2.00% |
N/A |
N/A |
| $50,000-99,999 |
1.98% |
2.00% |
N/A |
N/A |
| $100,000-249,999 |
2.08% |
2.10% |
N/A |
N/A |
| $250,000-499,999 |
2.18% |
2.20% |
N/A |
N/A |
| $500,000 & Over |
2.47% |
2.50% |
N/A |
N/A |
| Terms and rates are subject to change without notice. Fees may affect earnings. |
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| ALL RATES ARE
SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE |
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