CHELSEA GROTON BANK    D E P O S I T    R A T E S
The rates are effective as of February 2, 2012
APY - Annual Percentage Yield           
Term Standard Municipal Relationship
  Interest Rate APY Interest Rate APY Interest Rate APY
15 month Bump Up** N/A N/A 0.60% 0.60% 0.60% 0.60%
**Your interest rate and annual percentage yield may change if you elect to exercise your rate bump-up option.  You may change the rate once during the initial term of your account.  The new rate will be the one in effect on Chelsea Groton Bank’s 12 month certificate on the day you exercise your option.  The new rate will be in effect from the day you exercise your option until the maturity date of the account
CERTIFICATE RATES
  3 month 0.05% 0.05% 0.20% 0.20% 0.20% 0.20%
  3 month tax deferred N/A N/A N/A N/A N/A N/A
  6 month 0.10% 0.10% 0.25% 0.25% 0.25% 0.25%
  6 month tax deferred N/A N/A N/A N/A N/A N/A
12 month 0.25% 0.25% 0.45% 0.45% 0.50% 0.50%
 12 month tax deferred 0.30% 0.30% N/A N/A 0.55% 0.55%
24 month 0.65% 0.65% 0.80% 0.80% 0.90% 0.90%
36 month 1.04% 1.05% 1.09% 1.10% 1.29% 1.30%
48 month 1.24% 1.25% 1.34% 1.35% 1.49% 1.50%
60 month 1.59% 1.60% 1.59% 1.60% 1.83% 1.85%
The minimum amount to open a CD account and obtain the APY is $500.00.  Terms and rates are subject to change without notice. A penalty may be imposed for early withdrawal. Other fees and terms may apply.  Fees may affect earnings.
Ask us about our IRA or other CD alternatives.
 
CHELSEA GROTON BANK   D E P O S I T    R A T E S
The rates are effective as of February 2, 2012
APY - Annual Percentage Yield           
SAVINGS and CHECKING RATES
  Balances Standard Relationship  
  Interest Rate APY Interest Rate APY  
Statement and Passbook Savings       $25 minimum to open $25 - 4,999 0.05% 0.05% 0.05% 0.05%  
$5,000 - 24,999 0.05% 0.05% 0.10% 0.10%  
$25,000 - $49,999 0.05% 0.05% 0.10% 0.10%  
$50,000 - $99,999 0.05% 0.05% 0.10% 0.10%  
$100,000-$249,999 0.05% 0.05% 0.10% 0.10%  
$250,000-$499,999 0.05% 0.05% 0.10% 0.10%  
$500,000 & Over 0.05% 0.05% 0.10% 0.10%  
Relationship Checking                           $25 minimum to open            
$25 - 4,999 N/A N/A 0.05% 0.05%  
$5,000 & Over N/A N/A 0.05% 0.05%  
50 Plus Checking                        $25 minimum to open $25 - $2,499 0.03% 0.03% N/A N/A  
$2,500 - $4,999 0.03% 0.03% N/A N/A  
$5,000 - $39,999 0.03% 0.03% N/A N/A  
$40,000 - $999,999 0.03% 0.03% N/A N/A  
Holiday/Vacation Club $1.00 - $999,999 0.05% 0.05% N/A N/A  
Minimum to open Holiday/Vacation Club  & Earn APY $1.00.   
School Savings   0.05% 0.05% N/A N/A  
Minimum to earn APY for the School Savings account is $25.00.  
Money Market       (Compounded Monthly)                       $5000 Minimum to open $25-4,999 0.05% 0.05% 0.05% 0.05%  
$5,000-24,999 0.05% 0.05% 0.05% 0.05%  
$25,000-49,999 0.10% 0.10% 0.15% 0.15%  
$50,000-99,999 0.10% 0.10% 0.15% 0.15%  
$100,000-249,999 0.10% 0.10% 0.15% 0.15%  
$250,000-499,999 0.10% 0.10% 0.15% 0.15%  
$500,000 & Over 0.10% 0.10% 0.15% 0.15%  
IRA Statement $25-4,999 0.05% 0.05% N/A N/A  
$5,000-24,999 0.05% 0.05% N/A N/A  
$25,000 & Over 0.10% 0.10% N/A N/A  
Non-Profit Sweeps  $25-99,999 0.10% 0.10% N/A N/A  
$100,000-249,999 0.15% 0.15% N/A N/A  
$250,000 & Over 0.15% 0.15% N/A N/A  
     
     
CHELSEA GROTON BANK   D E P O S I T    R A T E S
The rates are effective as of February 2, 2012
APY - Annual Percentage Yield           
MUNICIPAL and COMMERCIAL CHECKING and SAVINGS
Municipal Money Market                                       $5000 Minimum to open $25-4,999 0.05% 0.05% N/A N/A  
$5,000-24,999 0.05% 0.05% N/A N/A  
$25,000-49,999 0.10% 0.10% N/A N/A  
$50,000-99,999 0.10% 0.10% N/A N/A  
$100,000-249,999 0.10% 0.10% N/A N/A  
$250,000-499,999 0.10% 0.10% N/A N/A  
$500,000 & Over 0.10% 0.10% N/A N/A  
Municipal Sweeps $25-99,999 0.10% 0.10% N/A N/A  
$100,000-249,999 0.10% 0.10% N/A N/A  
$250,000 & Over 0.10% 0.10% N/A N/A  
Commercial Statement Savings $25-4,999 0.05% 0.05% N/A N/A  
$5,000-24,999 0.05% 0.05% N/A N/A  
$25,000 & Over 0.05% 0.05% N/A N/A  
Commercial Checking Earnings Credit 1.00% N/A N/A N/A  
Commercial Checking  with Interest                                       $25-24,999 0.10% 0.10% N/A N/A  
$5,000-24,999 0.10% 0.10% N/A N/A  
$25,000-99,999 0.10% 0.10% N/A N/A  
$100,000-249,999 0.10% 0.10% N/A N/A  
$250,000-499,999 0.10% 0.10% N/A N/A  
$500,000-999,999 0.10% 0.10% N/A N/A  
$1,000,000-$999,999,999.99 0.10% 0.10% N/A N/A  
Commercial Money Market                                       $5000 Minimum to open $25-4,999 0.05% 0.05% N/A N/A  
$5,000-24,999 0.05% 0.05% N/A N/A  
$25,000-49,999 0.10% 0.10% N/A N/A  
$50,000-99,999 0.10% 0.10% N/A N/A  
$100,000-249,999 0.10% 0.10% N/A N/A  
$250,000-499,999 0.10% 0.10% N/A N/A  
$500,000 & Over 0.10% 0.10% N/A N/A  
Commercial Money Market - Plus         (Requires Operating Checking Account)              $5000 minimum to open $25-4,999 0.05% 0.05% N/A N/A  
$5,000-24,999 0.05% 0.05% N/A N/A  
$25,000-49,999 0.15% 0.15% N/A N/A  
$50,000-99,999 0.15% 0.15% N/A N/A  
$100,000-249,999 0.15% 0.15% N/A N/A  
$250,000-499,999 0.15% 0.15% N/A N/A  
$500,000 & Over 0.15% 0.15% N/A N/A  
Commercial Sweep $25-99,999 0.10% 0.10% N/A N/A  
$100,000-249,999 0.15% 0.15% N/A N/A  
$250,000 & Over 0.15% 0.15% N/A N/A  
 
         
ALL RATES ARE SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE   
      FEES MAY AFFECT EARNINGS