CHELSEA GROTON BANK D E P O S I T R A T E S

The rates are effective as of September 1, 2010

APY - Annual Percentage Yield

Term

Standard

Relationship

Interest Rate

APY

Interest Rate

APY

9 month

N/A

0.90%

15 month

N/A

1.14%

1.15%

CERTIFICATE RATES

3 month

0.10%

0.35%

3 month tax deferrd

0.15%

0.40%

6 month

0.20%

0.45%

6 month tax deferred

0.25%

0.50%

12 month

0.50%

0.75%

12 month tax deferred

0.55%

0.80%

24 month

1.04%

1.05%

1.29%

1.30%

36 month

1.54%

1.55%

1.78%

1.80%

48 month

1.83%

1.85%

2.08%

2.10%

60 month

2.23%

2.25%

2.47%

2.50%

The minimum amount to open a CD account and obtain the APY is $500.00. Terms and rates are subject to change without notice. A penalty may be imposed for early withdrawal. Other fees and terms may apply. Fees may affect earnings.

JUMBO* CERTIFICATE RATES

3 month Jumbo

0.20%

0.45%

6 month Jumbo

0.30%

0.55%

12 month Jumbo

0.60%

0.85%

24 month Jumbo

1.14%

1.15%

1.39%

1.40%

60 month Jumbo

2.23%

2.25%

2.57%

2.60%

*The minimum amount to open a Jumbo CD account and obtain the APY is $100,000. Certificates opened with less than a $100,000 balance do not automatically upgrade or renew at the Jumbo CD rate if the balance exceeds $100,000 during the term of the CD. Terms and rates are subject to change without notice. A penalty may be imposed for early withdrawal. Other fees and terms may apply. Fees may affect earnings.

Ask us about our IRA, Jumbo or other CD alternatives.

ALL RATES ARE SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE

CHELSEA GROTON BANK D E P O S I T R A T E S

The rates are effective as of September 1, 2010

APY - Annual Percentage Yield

SAVINGS and CHECKING RATES

Balances

Standard

Relationship

Interest Rate

APY

Interest Rate

APY

Statement and Passbook Savings

$25 - 4,999

0.05%

$5,000 - 24,999

0.05%

0.10%

$25,000 - $49,999

0.10%

0.20%

$50,000 - $99,999

0.10%

0.20%

$100,000-$249,999

0.10%

0.20%

$250,000-$499,999

0.10%

0.20%

$500,000 & Over

0.10%

0.20%

Relationship Checking

$25 - 4,999

N/A

0.05%

$5,000 & Over

N/A

0.05%

50 Plus Checking

$25 - $2,499

0.03%

N/A

$2,500 - $4,999

0.03%

N/A

$5,000 - $39,999

0.03%

N/A

$40,000 - $999,999

0.03%

N/A

Christmas Clubs

$1.00 - $999,999

0.05%

N/A

Minimum to open Christmas Club & Earn APY $1.00.

School Savings

0.05%

N/A

Minimum to earn APY for the School Savings account is $25.00.

Money Market (Compounded Monthly) $5000.00 Minimum to open

$25-4,999

0.05%

0.15%

$5,000-24,999

0.10%

0.35%

$25,000-49,999

0.15%

0.50%

$50,000-99,999

0.15%

0.55%

$100,000-249,999

0.20%

0.60%

$250,000-499,999

0.35%

0.70%

$500,000 & Over

0.35%

0.70%

IRA Statement

$25-4,999

0.05%

N/A

$5,000-24,999

0.05%

N/A

$25,000 & Over

0.10%

N/A

Municipal & Non-Profit Sweeps

$25-99,999

0.35%

N/A

$100,000-249,999

0.50%

N/A

$250,000 & Over

0.60%

N/A

Terms and rates are subject to change without notice. Fees may affect earnings.

ALL RATES ARE SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE.

CHELSEA GROTON BANK D E P O S I T R A T E S

The rates are effective as of September 1, 2010

APY - Annual Percentage Yield

COMMERCIAL CHECKING and SAVINGS

Commercial Statement Savings

$25-4,999

0.05%

N/A

$5,000-24,999

0.05%

N/A

$25,000 & Over

0.10%

N/A

Commercial Checking

Earnings Credit

1.25%

N/A

Commercial Money Market $5000.00 Minimum to open

$25-4,999

0.05%

N/A

$5,000-24,999

0.10%

N/A

$25,000-49,999

0.15%

N/A

$50,000-99,999

0.15%

N/A

$100,000-249,999

0.20%

N/A

$250,000-499,999

0.35%

N/A

$500,000 & Over

0.35%

N/A

Commercial Money Market - Plus (Requires Operating Checking Account) $5000.00 minimum to open

$25-4,999

0.15%

N/A

$5,000-24,999

0.35%

N/A

$25,000-49,999

0.50%

N/A

$50,000-99,999

0.55%

N/A

$100,000-249,999

0.60%

N/A

$250,000-499,999

0.70%

N/A

$500,000 & Over

0.70%

N/A

ALL RATES ARE SUBJECT TO CHANGE WITHOUT ADVANCE NOTICE