BIWEEKLY MORTGAGE RATES
Owner Occupied
Single Family Only
 
ADD 1/Percentage 
Point to Rate for NON 
CGSB EFT
Payments do not include taxes and insurance.  Your payment may be greater.
NO CASH OUT Refinance Biweekly Fixed Rate WITH EFT from Deposit Account
Jumbo $417,001-$750,000
RATE
POINTS
APR
OF PAYMENTS
PER THOUSAND
10 years
4.625%
0.00
4.669%
235
$5.21
15 years
4.875%
0.00
4.908%
348
$3.92
20 years
4.990%
0.50
5.084%
456
$3.30
30 years
5.000%
2.00
5.223%
657
$2.68
30 years
5.375%
0.00
5.397%
650
$2.80
APR assumes 20% down payment on $500,000 mortgage for terms stated above
Conforming $0-$417,000
RATE
POINTS
APR
OF PAYMENTS
PER THOUSAND
10 years
3.625%
0.00
3.665%
237
$4.97
15 years
3.750%
2.00
4.108%
351
$3.64
15 years
3.875%
0.00
3.905%
351
$3.67
20 years
3.990%
0.00
4.014%
462
$3.03
30 years
4.375%
2.00
4.589%
667
$2.50
30 years
4.875%
0.00
4.897%
659
$2.65
APR assumes 20% down payment on $100,000 mortgage for terms stated above
CASH OUT REFINANCE Biweekly Fixed Rate WITH EFT from Deposit Account
Jumbo $417,001-$750,000
RATE
POINTS
APR
OF PAYMENTS
PER THOUSAND
10 years
4.375%
0.00
4.416%
236
$5.15
15 years
4.990%
0.00
5.023%
347
$3.95
20 years
5.125%
1.00
5.288%
455
$3.33
30 years
5.500%
2.00
5.733%
647
$2.84
30 years
5.875%
0.00
5.900%
640
$2.96
APR assumes 20% down payment on $500,000 mortgage for terms stated above
Conforming $0-$417,000
RATE
POINTS
APR
OF PAYMENTS
PER THOUSAND
10 years
3.625%
0.00
3.665%
237
$4.97
15 years
3.750%
2.00
4.108%
351
$3.64
15 years
3.875%
0.00
3.905%
351
$3.67
20 years
3.990%
0.00
4.014%
462
$3.03
30 years
4.875%
2.00
5.098%
659
$2.65
30 years
5.375%
0.00
5.400%
650
$2.80
APR assumes 20% down payment on $100,000 mortgage for terms stated above
 ALL RATESTERMS AND CONDITIONS SUBJECT TO CHANGESUBJECT TO CREDIT APPROVAL.
Private mortgage insurance required for loans with less than 20down paymentmin  20down payment for unit dwelling.
For Information on Construction Loan RatesClick Here
Please call 860-823-4800860-572-4000 or 860-448-4112 (after hours)
Member FDIC
Equal Housing Lender
www.chelseagroton.com
08/26/2010
Effective Date:
Last Revision:08/06/2010