| ADD 1/2 Percentage |
| Point to Rate for NON |
| CGSB EFT |
| Payments do not include taxes and insurance. Your payment may be greater. |
NO CASH OUT Refinance Biweekly Fixed Rate WITH EFT from Deposit Account
10 years
5.000%
0.00
5.048%
235
$5.30
15 years
5.125%
2.00
5.503%
347
$3.99
15 years
5.500%
0.00
5.537%
346
$4.09
20 years
5.500%
2.00
5.808%
452
$3.44
20 years
6.000%
0.00
6.033%
449
$3.58
30 years
5.625%
2.00
5.860%
645
$2.88
30 years
6.125%
0.00
6.151%
635
$3.04
APR assumes 20% down payment on $500,000 mortgage for terms stated above
10 years
4.500%
0.00
4.549%
236
$5.18
15 years
4.500%
2.00
4.871%
349
$3.83
15 years
4.875%
0.00
4.912%
348
$3.92
20 years
4.875%
2.00
5.175%
456
$3.27
20 years
5.375%
0.00
5.408%
453
$3.40
30 years
5.000%
2.00
5.226%
657
$2.68
30 years
5.500%
0.00
5.525%
647
$2.84
APR assumes 20% down payment on $100,000 mortgage for terms stated above
CASH OUT REFINANCE Biweekly Fixed Rate WITH EFT from Deposit Account
10 years
5.500%
0.00
5.553%
234
$5.43
15 years
5.625%
2.00
6.013%
345
$4.12
15 years
6.000%
0.00
6.041%
344
$4.22
20 years
6.000%
2.00
6.317%
449
$3.58
20 years
6.500%
0.00
6.537%
445
$3.73
30 years
6.125%
2.00
6.371%
635
$3.04
30 years
6.625%
0.00
6.654%
625
$3.20
APR assumes 20% down payment on $500,000 mortgage for terms stated above
10 years
5.000%
0.00
5.054%
235
$5.30
15 years
5.000%
2.00
5.381%
347
$3.95
15 years
5.375%
0.00
5.416%
346
$4.05
20 years
5.375%
2.00
5.684%
453
$3.40
20 years
5.875%
0.00
5.911%
450
$3.55
30 years
5.500%
2.00
5.736%
647
$2.84
30 years
6.000%
0.00
6.028%
638
$3.00
APR assumes 20% down payment on $100,000 mortgage for terms stated above
| ALL RATES, TERMS AND CONDITIONS SUBJECT TO CHANGE. SUBJECT TO CREDIT APPROVAL. |
| Private mortgage insurance required for loans with less than 20% down payment; min 20% down payment for 2 unit dwelling. |
| Please call 860-823-4800, 860-572-4000 or 860-448-4112 (after hours) |
11/18/2009
