AUTO LOANS
		Minimum loan is $2000.00
		NEW
		100% Financing
						MONTHLY PAYMENT
		YEAR	RATE	APR	TERM	PER $1,000
		2009	6.00%	6.00%	60 months	$19.33
		80% Financing - 20% Down Payment
						MONTHLY PAYMENT
		YEAR	RATE	APR	TERM	PER $1,000
		2009	5.00%	5.00%	24 months	$43.87
		2009	5.00%	5.00%	36 months	$29.97
		2009	5.00%	5.00%	48 months	$23.03
		2009	5.00%	5.00%	60 months	$18.87
		All above rates are for vehicles with 5,000 or less miles.
		USED
		100% Financing
						MONTHLY PAYMENT
		YEAR	RATE	APR	TERM	PER $1,000
		2008**	6.25%	6.25%	60 months	$19.45
		2007	6.50%	6.50%	60 months	$19.57
		2006	7.00%	7.00%	60 months	$19.80
		2005	7.50%	7.50%	60 months	$20.04
		100% of the value as listed in the NADA value guide. ** Includes 2008 models with 5,001 or more miles.
		80% Financing - 20% Down Payment
						MONTHLY PAYMENT
		YEAR	RATE	APR	TERM	PER $1,000
		2008**	5.25%	5.25%	60 months	$18.99
		2007	5.75%	5.75%	48 months	$23.37
		2007	6.00%	6.00%	60 months	$19.33
		2006	6.25%	6.25%	48 months	$23.60
		2006	6.50%	6.50%	60 months	$19.57
		2005	6.75%	6.75%	60 months	$19.68
		2004	8.00%	8.00%	60 months	$20.28
		** Includes 2008 models with 5,001 or more miles.
		Automobile loans require Vendor Single Interest (VSI) coverage which costs $31.00 per auto up to a loan of $75,000.
		Guaranteed Auto Protection (GAP) available at a cost of $125.00 per auto.
		SPECIALIZED VEHICLES
		(Recreational Vehicles, Conversion Vans, etc.)
		New Vehicle 1.00% above existing auto loan rates. Used Vehicle 1.5% above existing auto loan rates.
		Specialized vehicles require Vendor Single Interest (VSI) coverage which costs $31.00 per vehicles up to a loan of $75,000.
		ALL RATES, TERMS AND CONDITIONS SUBJECT TO CHANGE.
		SUBJECT TO CREDIT APPROVAL
		Member FDIC.                  Equal Housing Lender.        www.chelseagroton.com         Rates effective 12/23/08