AUTO LOANS
		Minimum loan is $2000.00
		NEW
		100% Financing
						MONTHLY PAYMENT
		YEAR	RATE	APR	TERM	PER $1,000
		2012	3.875%	3.875%	60 months	$18.36
		80% Financing - 20% Down Payment
						MONTHLY PAYMENT
		YEAR	RATE	APR	TERM	PER $1,000
		2012	3.75%	3.75%	24 months	$43.31
		2012	3.75%	3.75%	36 months	$29.41
		2012	3.75%	3.75%	48 months	$22.47
		2012	3.75%	3.75%	60 months	$18.30
		All above rates are for vehicles with 5,000 or less miles.
		USED
		100% Financing
						MONTHLY PAYMENT
		YEAR	RATE	APR	TERM	PER $1,000
		2011**	4.500%	4.500%	60 months	$18.64
		2008-2011	4.500%	4.500%	60 months	$18.64
		2011**	3.875%	3.875%	48 months	$22.52
		2008-2011	3.875%	3.875%	48 months	$22.52
		100% of the value as listed in the NADA value guide. ** Includes 2012 models with 5,001 or more miles.
		80% Financing - 20% Down Payment
						MONTHLY PAYMENT
		YEAR	RATE	APR	TERM	PER $1,000
		2011**	4.000%	4.000%	60 months	$18.42
		2010	3.875%	3.875%	48 months	$22.52
		2010	4.000%	4.000%	60 months	$18.42
		2009	3.875%	3.875%	48 months	$22.52
		2009	4.000%	4.000%	60 months	$18.42
		2008	4.000%	4.000%	60 months	$18.42
		2007	4.500%	4.500%	60 months	$18.64
		** Includes 2012 models with 5,001 or more miles.
		Automobile loans require Vendor Single Interest (VSI) coverage which costs $31.00 per auto up to a loan of $75,000.
		SPECIALIZED VEHICLES
		(Recreational Vehicles, Conversion Vans, etc.)
		New Vehicle 1.00% above existing auto loan rates. Used Vehicle 1.5% above existing auto loan rates.
		Specialized vehicles require Vendor Single Interest (VSI) coverage which costs $31.00 per vehicles up to a loan of $75,000.
		ALL RATES, TERMS AND CONDITIONS SUBJECT TO CHANGE.
		SUBJECT TO CREDIT APPROVAL
		Member FDIC.         Equal Housing Lender.        www.chelseagroton.com                                        Rates effective 01/19/12