AUTO LOANS

Minimum loan is $2000.00

NEW

100% Financing

MONTHLY PAYMENT

YEAR

RATE

APR

TERM

PER $1,000

2010

6.00%

60 months

$19.33

80% Financing - 20% Down Payment

MONTHLY PAYMENT

YEAR

RATE

APR

TERM

PER $1,000

2010

5.00%

24 months

$43.87

2010

5.00%

36 months

$29.97

2010

5.00%

48 months

$23.03

2010

5.00%

60 months

$18.87

All above rates are for vehicles with 5,000 or less miles.

USED

100% Financing

MONTHLY PAYMENT

YEAR

RATE

APR

TERM

PER $1,000

2009**

6.25%

60 months

$19.45

2008

6.50%

60 months

$19.57

2007

7.00%

60 months

$19.80

2006

7.50%

60 months

$20.04

100% of the value as listed in the NADA value guide. ** Includes 2010 models with 5,001 or more miles.

80% Financing - 20% Down Payment

MONTHLY PAYMENT

YEAR

RATE

APR

TERM

PER $1,000

2009**

5.25%

60 months

$18.99

2008

5.75%

48 months

$23.37

2008

6.00%

60 months

$19.33

2007

6.25%

48 months

$23.60

2007

6.50%

60 months

$19.57

2006

6.75%

60 months

$19.68

2005

8.00%

60 months

$20.28

** Includes 2010 models with 5,001 or more miles.

Automobile loans require Vendor Single Interest (VSI) coverage which costs $31.00 per auto up to a loan of $75,000.

SPECIALIZED VEHICLES

(Recreational Vehicles, Conversion Vans, etc.)

New Vehicle 1.00% above existing auto loan rates. Used Vehicle 1.5% above existing auto loan rates.

Specialized vehicles require Vendor Single Interest (VSI) coverage which costs $31.00 per vehicles up to a loan of $75,000.

ALL RATES, TERMS AND CONDITIONS SUBJECT TO CHANGE.

SUBJECT TO CREDIT APPROVAL

Member FDIC. Equal Housing Lender. www.chelseagroton.com Rates effective 1/02/10