Chelsea Groton gives back through education.

Our Community Education Program is all about empowering individuals, families and businesses to make the financial decisions that are best for them.  Classes are taught in Chelsea Groton branches, schools and community centers throughout Eastern CT and Westerly, RI.

 

Upcoming Events


LET'S LEARN, GROW AND SHARE TOGETHER:

Thursday, December 7

• 11:30 AM – 12:30 PM: Grow Your Business – The Top 10 Benefits of Accepting Credit Cards – Center Groton Branch

Saturday, December 9

• 9:00 AM – 10:00 AM: Financial Recovery – Center Groton Branch

Monday, December 11

• 4:00 PM – 5:00 PM: Money Matters – Center Groton Branch

Tuesday, December 12

• 9:00 AM – 10:00 AM: Financially Fit – Center Groton Branch
• 12:00 PM – 1:00 PM: Lunch & Learn: Protecting Your Business in a Digital Age: Leveraging Online Banking Entitlements – Center Groton Branch


Wednesday, December 13

• 12:00 PM – 1:00 PM: Lunch & Learn: Accelerate Funding and Improve Cash Flow with Remote Deposit Capture – Center Groton Branch

Thursday, December 14

• 7:30 AM – 8:30 AM: Coffee with Class: Bank On It – Center Groton Branch
• 12:00 PM – 1:00 PM: Lunch & Learn: Reduce Check Fraud Loss with Positive Pay – Center Groton Branch

Saturday, December 16

• 9:00 AM – 10:00 AM: Financial Jeopardy – Center Groton Branch

To sign up to attend, please contact Miria Toth at mtoth@chelseagroton.com. The above classes are at our Center Groton Branch located at 1319 Gold Star Highway, Groton, CT 06340

Learn more about the Individual and Small Business Seminars we offer:



 

Banking Basics

FDIC BANK ON IT (60 min)
Identify major types of insured financial institutions, five reasons to use a bank and steps involved in opening an account.

FDIC Keep it Safe (60 min)
Recognize how federal deposit insurance protects your money, how to guard against identity theft and elder financial abuse, and how to be financially prepared for disasters.

Personal Financial Wellness

CG Budgeting Basics (60 min)
Learn what a budget is and the process of creating a budget for whatever your situation.

CG Credit Do's and Don'ts (60 min)
Discover what having credit means, what a credit report and FICO score is, what affects a credit report, how to check it, and what you should do and not do to improve your credit.

CG Financially Fit (60 min)
Get your finances on track. Learn how to budget, what your FICO score means and how to improve it.


FDIC Financial Recovery (60 min)
Assess your current financial situation, identify ways to increase income and prioritize expenses, develop a financial recovery plan, and recognize how to guard against credit repair scams.


FDIC Money Matters (60 min)
Learn how to set financial goals, track daily spending habits, prepare a personal spending plan, identify ways to decrease spending and use tools that will help you manage your expenses.

Homeownership

CG First Time Home Buyers (90-120 min)
Understand the pros and cons of renting versus buying a home. Discuss readiness to own a home, steps required to buy a home, advantages and disadvantages of various mortgage options, and learn how interest rates, taxes and insurance impact the cost of owning a home.

FDIC Loan to Own (90-120 min)
Learn what an installment loan is, why it is important to be wary of rent-to-own, payday loans and refund anticipation loans, and guard against predatory lending.

CG Reverse Mortgages (90-120 min)
Understand what a reverse mortgage is, decide if a reverse mortgage is right
for you and avoid reverse mortgage scams.

Lifestyle

CG Public Speaking (60 min)
Be a more confident public speaker. Whether you are in school, starting a new job, or well established in your career, having the confidence to speak in public is an important skill.

Older Adult Classes

FDIC Smart Money for Older Adults (3 Part Series, 60 min each)
Recognize and reduce the risk of elder financial abuse, guard against identity theft, plan for unexpected loss of ability to manage your funds, and prepare for disasters.

Small Business Seminars

Grow Your Business:
The Top 10 Benefits of Accepting Credit Cards (60 min)

A representative from TSYS® and our business banking team will share how to boost sales, improve cash flow and reduce risk; just a few benefits of accepting credit cards. Discover the latest in product solutions, including point-of-sale (POS) solutions, payment gateways, products to make mobile processing easier and more convenient, products to help prevent data fraud and more.

Protecting Your Business in a Digital Age:
Leveraging Online Banking Entitlements (60 min)

Our business banking team will discuss how to delegate cash flow management functions to trusted employees while providing a tighter level of control. The tools in online banking will empower the small business owner to tailor workflow around business objectives and employee capabilities, thereby saving time on administrative responsibilities. Learn to limit access and enhance monitoring of the financial activities and transactions that your business needs to run 24/7.

Accelerate Funding and Improve Cash Flow
with Remote Deposit Capture (60 min)

Accepting checks for payment? Our business bankers will teach you how to improve profitability and cash flow by collecting and processing receivables faster, safer and more accurately with Remote Deposit Capture (RDC) and Mobile Check Deposit. Learn how businesses can reduce labor and transportation costs, access better reporting, reduce risk of unpaid items, and improve receivable collection time.

Efficiently Disburse Funds & Collect Payments Electronically with ACH Origination (60 min)
Looking for a way to automate your payables and receivables? Our business bankers will teach you how to modernize your payment and collection process with Automated Clearing House (ACH) solutions, which will save you time and money printing and mailing checks, as well as mitigate cash flow constraints and complicated check reconciliation caused by delayed payments/deposits or lost checks. ACH Origination features control mechanisms to ensure funds are safely disbursed by authorized users, while giving you full oversight as a business owner.

Is a Facebook Business Page Right for Your Small Business? (60 min)
Facebook is for branding, community-building, and customer engagement that may lead to sales. There are benefits but also misconceptions about having an active social media strategy for your business. Our community education specialist will teach you how to start a business page and understand the difference between a business page and a personal page. You’ll also learn the difference between a social media presence and a social media strategy.

Reduce Check Fraud Loss with Positive Pay (60 min)
Help prevent your business from becoming a victim of check fraud. Over one million fraudulent checks enter the banking system every day and losses are growing by a staggering amount. Our business banking manager will teach you how to prevent altered, forged, and counterfeit checks by using Positive Pay technology.
 

We also partner with other government and non-profit agencies that may have the curriculum you are looking for. Let us be your resource! Call Miria Toth to discuss, 860-448-4236 or email her.

Community Education Pamphlet (download here)



Speaking Engagements

Professionals are available to provide presentations on various financial topics such as saving for college, retirement planning or business solutions. Email Miria Toth if your organization is looking for a speaker.

High School Scholarship Program

Students should visit their school guidance office to pick up an application for a Chelsea Groton Bank Scholarship.

Community Conference Rooms

Are available in various locations throughout New London County. Contact Miria Toth at 860-448-4236 for details.

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Please Note: Hyperlinked sites are not FDIC insured. Their content and functionality are not under the control or responsibility of Chelsea Groton Bank. Chelsea Groton Bank is not responsible for any link contained in any third party's site. We urge you to confirm the identity and authenticity of any third party hyperlink you enter.

Continue | Return

Thank you for choosing Chelsea Groton!

Chelsea Groton Bank

You are now leaving Chelsea Groton Bank's Website.

Please Note: Hyperlinked sites are not FDIC insured. Their content and functionality are not under the control or responsibility of Chelsea Groton Bank. Chelsea Groton Bank is not responsible for any link contained in any third party's site. We urge you to confirm the identity and authenticity of any third party hyperlink you enter.

Continue | Return

Thank you for choosing Chelsea Groton!