Chelsea Groton Bank Ranked A 5-Star Superior Bank

Chelsea Groton Bank has again earned a coveted 5-Star rating from BAUERFINANCIAL, the Nation’s Premier Bank Rating Firm. A five-star rating indicates the bank excels in areas of capital adequacy, profitability, asset quality and much more. Earning and maintaining this top 5-Star rating for 94 consecutive quarters puts Chelsea Groton Bank in an even more prominent position as a “Sustained Superiority Bank”. This designation is reserved for the Top 10% of banks, all of whom have maintained Bauer’s highest rating longer than 90% of the industry.

“By earning Bauer’s highest 5-Star rating, Chelsea Groton Bank proves to its customers and the community that it is committed to their needs and to financial discipline,” notes Karen L. Dorway, president of BauerFinancial. “As times change, so do customers’ needs. Community banks like Chelsea Groton Bank excel at finding ways to meet these ever-changing needs while maintaining financial discipline and prudent underwriting.”

BauerFinancial star ratings classify each financial institution based upon a complex formula factoring in current and historical data. The first level of evaluation is the capital level of the institution followed by other relevant data including, but not limited, to: profitability, historical trends, loan delinquencies, repossessed assets, reserves, regulatory compliance, proposed regulations and asset quality.

About BAUERFINANCIAL, Inc.
BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

 

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