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Mortgages & equity products from a place you feel at home.

Whether you are looking to buy, build, refinance or renovate, understanding your borrowing options is a lot easier when you’re working with people who’ve been doing this for a long time. 

Call one of our experienced loan officers at 860-448-4174 to discuss new mortgage or home equity products that may be right for you. If you have a question about an existing mortgage or escrow account, please contact our Customer Care Center at 860-448-4200.

First-time Homebuyer and Affordable Lending Programs

  • Community Heroes Homeownership Program
  • Connecticut Housing Finance Authority (CHFA)
  • Federal Housing Administration (FHA) Home Loans
  • Veterans Administration (VA) Home Loans
  • United States Department of Agriculture (USDA)
  • Down Payment Assistance and Grant Programs (FHLB EquityBuilder, HDF SmartMove, CHFA DAP)

First-time homeowners up to $500 off closing costs for qualified first-time homebuyers*.

Conventional Mortgage Products

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages

Home Equity Loans & Lines of Credit

Home renovations are calling. Consider a Home Equity Line of Credit with Chelsea Groton Bank.

Specialty Financing

  • Jumbo Mortgages
  • Bi-Weekly Mortgages
  • Construction Mortgages
  • Bridge Loans
  • Land Loans

Learn more and apply online at our MortgageCenter.

Residential Lending Team

Michael Sheahan
EVP, Director of Retail Lending
(860) 448-4110
Matthew Morrell
VP, Retail Lending Sales Manager
(860) 448-4167
Marta Amor-Baker
AS, Mortgage Specialist
(860) 448-4879
Luisanna Cabrera
Mortgage Specialist
(860) 448-4196
John Cassata
Mortgage Specialist
(860) 572-4044
Beth Glynn
VP, Mortgage Specialist
(860) 448-4177
Jamie Goulas
AS, Mortgage Specialist
(860) 823-4811
Lisa Kramarewicz Gencarelli
Mortgage Specialist
(860) 448-4186
Michele Magowan
AT, Mortgage Specialist
(860) 448-4175
Melissa Raffanello
Mortgage Specialist
(860) 934-1306
Karen Stearns
AVP, Mortgage Specialist
(860) 448-4142
Richard "Rick" Turner
AT, Mortgage Specialist
(860) 823-4846
Luann Vinson
Mortgage Specialist
(860) 934-1302

Meet our Mortgage Specialists

Construction Worker

See our
Mortgage Center.

What’s my Payment?

Construction Worker

Calculate mortgage payments with the free Mortgage Calculator tool.

Free 1st Time Homebuyer Seminars

Construction Worker

Buying your first home is exciting but can be nerve-wracking. We can help. Register for a first time homebuyer education program.

Chelsea Groton Bank

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Please Note: Hyperlinked sites are not FDIC insured. Their content and functionality are not under the control or responsibility of Chelsea Groton Bank. Chelsea Groton Bank is not responsible for any link contained in any third party's site. We urge you to confirm the identity and authenticity of any third party hyperlink you enter.

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Thank you for choosing Chelsea Groton!

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You are now leaving Chelsea Groton Bank's Website.

Please Note: Hyperlinked sites are not FDIC insured. Their content and functionality are not under the control or responsibility of Chelsea Groton Bank. Chelsea Groton Bank is not responsible for any link contained in any third party's site. We urge you to confirm the identity and authenticity of any third party hyperlink you enter.

Continue | Return

Thank you for choosing Chelsea Groton!

Chelsea Groton Bank

You are now leaving Chelsea Groton Bank's Website.

Please Note: Hyperlinked sites are not FDIC insured. Their content and functionality are not under the control or responsibility of Chelsea Groton Bank. Chelsea Groton Bank is not responsible for any link contained in any third party's site. We urge you to confirm the identity and authenticity of any third party hyperlink you enter.

Continue | Return

Thank you for choosing Chelsea Groton!